Our Services

We understand that each of our clients has unique needs. We begin by understanding your values, your investment history, your risk tolerance and the goals you have for you and your family. We then create a road map of your current financial situation and offer services and strategies aligned with your goals for retirement, your estate and your legacy.

Our services and strategies include:

Income Planning

Your income is the basis that all of your financial growth comes from. It is our job to grow that base through your investments and sound strategy so that you can live the way that you want to. Through our affiliation with LPL Financial, you will always have the latest research at your finger tips, as well as secure access to all of your accounts.

Investment Management

The core of our business is how we help you build and manage your net worth. Once we determine your risk tolerance and your goals, we create the portfolio that works for you. We can adjust this as the market changes, and as your goals change. We watch the markets and your performance, and make recommendations to ensure that your goals are being met. Additionally, you have 24-hour access via this site to your accounts.

Education Planning

Whether you’re returning to school to pursue a new dream, or funding your children’s education, it’s essential that your education funding strategy fits into your overall investment goals. In some cases it may make more sense to borrow for education because you can’t fund retirement this way. Many factors have to be considered in formulating your education strategy. As an independent firm we have the flexibility to offer you whatever plan works best for you, as opposed to having to make any sort of proprietary recommendation. See the sample below for some of the education plans that we offer to our clients:

Coverdell Education Saving Accounts
529 Plans
Uniform Transfers to Minors Act
Uniform Gifts to Minors Act

Retirement Planning

Whether you’re already retired or saving for retirement we can help you maximize your retirement income. Together, we will create a strategy that helps you keep financial control and ownership, pursue your goals and prepare for the unexpected.

Estate Planning

We know that planning for things after you’re gone isn’t easy to think about, but we’re here to help you establish a legacy and share your wealth as you wish. In addition to helping protect your assets from unnecessary tax burdens, we will work with our team of affiliated service providers (or interface with yours) to help you plan strategies for your own long-term care, as well as your will and trusts.

Tax Strategies

Nearly any financial decision that you make will have a tax consequence, and many of these can negatively affect your wealth. As we develop and maintain your plan, we can anticipate and manage your assets to address these consequences. These include not only income, gift and estate taxes, but also IRA rollover strategies and Roth IRA conversions.